YOUR "ONCE UPON A TIME"
STARTS AT HOME.

Get a closing cost credit of $500 from a participating broker1 and1up to $500 off home appraisal.2



Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.



1Participation in the Real Estate Broker program is voluntary. Desert Financial does not receive any benefit, monetary or otherwise from the Participating Broker under this program. Participating Brokers are non-affiliated third parties of Desert Financial and Desert Financial makes no warranties or representations about the services provided by Participating Brokers. To participate in this program, member does not have to finance mortgage loan through Desert Financial. For full program details, see the Real Estate Broker Program Member Notice Acknowledgement. 2Free appraisal (up to $500) on real estate purchase transactions for mortgage loans serviced by Desert Financial. Additional restrictions may apply. All loans subject to credit approval. If an application is declined by Desert Financial, Desert Financial will cover related appraisal costs up to $500. If the appraisal cost exceeds $500, the difference will be the responsibility of the applicant. Offer is valid for a limited time only. NMLS ID #509455.






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